Financing Options as a Transfer Student

We offer several financing options, including direct payments, 每月付款计划, 家长或学生贷款, payments from a prepaid college savings plan and the Federal Parent PLUS Loan. You may also combine these options into a personalized financing solution that works for your family.

Smith offers semester payment plans which allow students to pay their semester balance in four equal installments. Payments are due on the 10th of the month. You can sign up for a payment plan in CASHNet, Smith’s student billing system.

Federal direct student loans are used by many students to help finance educational costs.

A 补贴贷款 does not accrue interest while you are in school. An 未受资助的贷款 does accrue interest while you are enrolled.

The amounts vary depending on the student's circumstances and other financial aid. Please contact us to determine your eligibility.

Independent students and dependent students whose parent was denied a PLUS loan may be able to borrow an additional $4,000 each year for their first and second years of school and an additional $5,000 each year for their third and fourth years of school.

学生 who do not qualify for the subsidy may still apply and borrow under the unsubsidized program. For 未受资助的贷款s, interest accrues from the time the loan is disbursed. 学生 qualifying for the 补贴贷款 can generally also borrow through the additional unsubsidized program.

家长PLUS贷款 are offered by the Department of Education (Dept.) for parents of undergraduate students who are considered dependent in terms of federal aid.  借款人必须是U.S. citizens or eligible noncitizens. Approval is credit-based.

The borrowing maximum is the cost of attendance minus all other aid - - it is NOT the billed amount due. Depending upon the composition of each student’s aid award and billed charges, a PLUS Loan for the maximum amount could leave a balance due or overpay the tuition account.

Private student loans are nonfederal educational loans in the student's name, offered through private lenders. 对你.S. citizens and permanent residents, we recommend that you first explore all federal loan options before considering nonfederal private loans. We highly recommend that you speak with a financial aid counselor before taking out a private student loan.

Comprehensive List of Private Vendors

澳门葡京博彩软件 does not maintain a recommended lender list. 然而, we do provide a comprehensive list of lenders that Smith students have used over the past three years.

澳门葡京博彩软件 has not reviewed the terms and conditions of the loans offered by these lenders and does not endorse any of them.

请到 榆树选择 to review the comprehensive list of lenders and the terms and conditions of their loans. Other private lenders exist that may not be on our list. You are able to choose any private lender that meets your needs.

Note that many credit unions are not listed individually but can be found under cu student (student choice) on 榆树选择.

澳门葡京博彩软件 and its employees do not receive any benefits from lenders listed on this comprehensive list. We are committed to the highest standards of professional conduct. 请参阅我们的 行为准则 for details of our practices.

澳门葡京博彩软件 is a proud participant in the Private College 529 Plan, a prepaid tuition plan sponsored by more than 280 private colleges across the country, 包括澳门葡京博彩软件. Accounts must be held for a minimum of 36 months before they can be redeemed for tuition.  For more information, please see privatecollege529.com.